As you get older in life, you might decide that it's time to execute an estate plan or, at least, start having some discussions about your desires or needs regarding financial matters, your assets or health care issues. You might have an adult son or daughter who...
Peoria Estate Planning, Elder Law and Disability Blog
Medicare and Disability
Medicare is also for people with disabilities. Nearly 8 million people with disabilities receive Medicare and are under the age of 65. People receiving Social Security Disability Insurance (SSDI) will qualify for Medicare after completing a two year waiting period...
How and when to review or update an estate plan
You’ve no doubt heard people refer to the process of signing a last will and testament or other legal documents regarding such issues as “getting your affairs in order.” Some people in Illinois, or elsewhere, do this early in life, in their 20s or 30s. Others prefer...
Don’t be a victim: Protecting yourself or a parent online
As more and more of our lives move online, it's important to ask ourselves how private our data is. Cybercriminals often prey on seniors because they are seen as an easy target. They may not be as tech-savvy as younger generations and may be more likely to trust...
Nursing home planning
At some point in life, the tide often starts to shift, and adult children who were cared for and raised by their parents then become the caretakers. Perhaps your mother or father has reached a point where you know that he or she needs to transition to a long-term care...
Understanding powers of attorney
Executing an estate plan, especially if you’re an adult child who is assisting an elderly parent in the task, can be a complex matter. While some Illinois estate owners might want to keep things as simple as possible, others have a high net worth, multiple...
Is a Social Security hearing like going to state court?
The hearings are fairly informal. The only people likely to be there are the judge, a hearings office employee or a contractor recording the hearing using a laptop computer and software, the claimant, the claimant’s attorney, and anyone else the claimant has brought...
Illinois is tying Medicaid funding to staffing level for nursing homes!
Illinois nursing homes will undergo long-awaited rate reform this year. Gov. Pritzker signed a bill into law tying funding for nursing homes to staffing levels and the quality of care provided for seniors. Nearly 45,000 people in Illinois living in nursing homes rely...
Medicaid rules in Illinois are changing to help Community Spouses in Illinois !
In 2012, Illinois froze its rates for spouses of individuals who receive Medicaid-funded, long-term care at $2,739 per month, so those spouses are not receiving an annual bump in the calculation of potential Maximum Monthly Maintenance Needs Allowance (MMMNA). The...
Should name minor children as beneficiaries on a life insurance policy?
🤔 Should you list your minor children on your life insurance policy? . If you want to make sure your kids are covered through your life insurance, listing them as a beneficiary is not what we typically recommend. Why? . Because they get all the money in one big sum...
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Peoria, IL 61602
416 Main Street Suite 700
Peoria, IL 61602
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