Many adult children and their parents avoid discussing when it may be time for the parents to move to a nursing home. Their house had been home for decades, and it may be hard to let go of the memories inside. But things have changed. Your parents are older and not as mobile.
Elder Law is about understanding resources and tools available to you. The number of H.S.A. accounts increased by 16 percent year over year as of June 30, to more than 21 million. Assets held in the accounts grew 23 percent, to just under $43 billion. Contributions can be deducted pretax from your paycheck, lowering your taxable income; any interest or investment gains on the money is tax free; and withdrawals from the account are tax free, as long you spend the money on eligible items. And if you change jobs, the H.S.A. moves with you.
Before you put a loved one in a nursing home learn as much as you can about the facility. Among the nursing homes of South Florida, Hollywood Hills was not highly regarded. The 152-bed residence had a "below average" rating from Medicare, with two out of five stars. Its most recent health inspection, from March, described residents who were not bathed or groomed properly, food that went uncovered in a soiled kitchen, and flaws in the in-room patient call system.