Estate planning is confusing to many Illinois residents, to the point where they don’t want to do it at all, or they write a simple will and call it good. While having a will is better than nothing, many individuals, and their families, would be better served if they...
The Law Office of William C. Wombacher
Avoid these estate planning mistakes
Putting together an estate plan takes work, careful thought and an understanding of the law. Unfortunately, many Illinois residents either put off the estate planning process, or they complete it but end up with plans that have glaring errors that will only hurt their...
Important questions and answers regarding SSDI
Social Security Disability Insurance is available to anyone who has worked in one or more positions covered by Social Security, who has paid into Social Security for a set number of years -- typically 10 -- and who has a qualifying disability. Age doesn’t matter, and...
What it takes to seek guardianship of an elderly parent
If your mom or dad is getting up there in age, dealing with illness, disability or simply struggling to care for or make sound decisions for him- or herself, you have every right to be concerned about his or her welfare. There is nothing wrong with wanting to make...
Make these 2 things a part of your retirement planning
With retirement fast approaching, you likely have many things on your mind. Are you ready for everything that comes with that phase in life? If you want to make sure you are really ready for retirement, retirement planning is key. Looking over finances and deciding...
Social Security Disability– More Challenging Job issues
From The Changing Nature of Work by Italo Lopez-Garcia (RAND Corporation), Nicole Maestas (Harvard Medical School and NBER), and Kathleen Mullen (RAND Corporation) This study found that The increase in cognitive job demands... is mostly concentrated among low-skill...
Don’t over complicate your POAs
A solid estate plan includes assigning powers of attorney to one or more individuals whom you trust to make your medical and financial decisions should you become incapacitated. The problems with POAs is that too many people tend to over complicate them. While a lot...
Living with asbestosis? You may qualify for SSDI
Every day, you wonder if you can qualify for Social Security Disability Insurance. You worked for many years in construction and had an inkling that you may have been exposed to asbestos in your younger days. When your doctor informed you that you had developed...
It’s time to talk: Get your parents to discuss future care
If your mom or dad is getting to a point where they may need nursing home care in the future, you may be at a loss for what to do next. You wish you could allow them to stay home and receive care, but that isn't going to be possible. At this stage, it's a good time to...
Design a will right to reduce conflicts in the future
Planning for your death is something that most people find uncomfortable. It's not the easiest topic to discuss, but it is something that you need to do to make things easier for your loved ones after you pass. One of the first steps of estate planning is to put...
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