Anxiety symptoms like restlessness, feelings of worry and dread, and sleep problems, can interfere with daily life, relationships and career goals. Many people get relief using psychiatric medications, but some look to find additional ways of coping with their...
The Law Office of William C. Wombacher
Has someone you know been diagnosed with Frontotemporal Dementia?
Read and learn—Frontotemporal Dementia
Illinois Long Term Care (Nursing Home) Medicaid Updates Are Out For 2023!
The eligibility numbers are out for 2023 when it comes to eligibility for a married couple were one needs to be in a nursing home. The Community Spouse Resource Allowance (CSRA) has been raised in 2023 to $112, 344.00. This applies to persons who apply for Medicaid...
Eligibility for ABLE accounts expanded
Eligibility for ABLE accounts expanded
Medicare and Disability
Medicare is also for people with disabilities. Nearly 8 million people with disabilities receive Medicare and are under the age of 65. People receiving Social Security Disability Insurance (SSDI) will qualify for Medicare after completing a two year waiting period...
Don’t be a victim: Protecting yourself or a parent online
As more and more of our lives move online, it's important to ask ourselves how private our data is. Cybercriminals often prey on seniors because they are seen as an easy target. They may not be as tech-savvy as younger generations and may be more likely to trust...
Is a Social Security hearing like going to state court?
The hearings are fairly informal. The only people likely to be there are the judge, a hearings office employee or a contractor recording the hearing using a laptop computer and software, the claimant, the claimant’s attorney, and anyone else the claimant has brought...
Illinois is tying Medicaid funding to staffing level for nursing homes!
Illinois nursing homes will undergo long-awaited rate reform this year. Gov. Pritzker signed a bill into law tying funding for nursing homes to staffing levels and the quality of care provided for seniors. Nearly 45,000 people in Illinois living in nursing homes rely...
Medicaid rules in Illinois are changing to help Community Spouses in Illinois !
In 2012, Illinois froze its rates for spouses of individuals who receive Medicaid-funded, long-term care at $2,739 per month, so those spouses are not receiving an annual bump in the calculation of potential Maximum Monthly Maintenance Needs Allowance (MMMNA). The...
Should name minor children as beneficiaries on a life insurance policy?
🤔 Should you list your minor children on your life insurance policy? . If you want to make sure your kids are covered through your life insurance, listing them as a beneficiary is not what we typically recommend. Why? . Because they get all the money in one big sum...
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