What can you do if SSDI denies your claim?

Receiving a denial for your Social Security Disability Insurance claim can be discouraging, especially if you rely on these benefits to manage your health and financial stability. 

However, a denial doesn’t mean the end of the road. There are specific steps you can take to appeal the decision. Understanding this process is crucial to potentially overturning a denial and securing your benefits.

Review the denial notice

The first step after receiving a denial is to carefully review the notice. The Social Security Administration (SSA) will explain why they denied your claim. Common reasons might include not enough work credits, the belief that your disability won’t last long enough or isn’t severe enough, or insufficient medical evidence. Knowing why Social Security denied your claim will help you understand what additional information you need to provide.

Start the appeal process

You have the right to appeal the decision, and there are several levels of appeal available. The first level is called “Reconsideration,” where a different claims examiner will review your claim and any new evidence you submit. This step must be initiated within 60 days after you receive your denial notice. If you miss this deadline, you may have to start your application all over again.

Collect and submit additional evidence

Often, SSDI claims are denied due to insufficient evidence to prove the disability. Gathering more detailed medical records, doctor’s statements, and other relevant documents can strengthen your case. It might be helpful to discuss your situation further with medical professionals who can provide detailed notes and explicit explanations about your condition and how it affects your daily life.

Prepare for a hearing

If the reconsideration results in another denial, you can request a hearing before an administrative law judge. This step is your opportunity to present your case in person. You can explain your disability, how it affects your ability to work, and present any new evidence. It’s important to prepare thoroughly for this hearing, as it can significantly impact the outcome of your appeal.

Having your SSDI claim denied can be a setback, but it’s not necessarily the final decision. By understanding what to do when you receive a denial, you have a chance to reverse the decision and obtain the benefits you need. Remember, persistence and detailed preparation are key when appealing an SSDI denial.


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