Am I responsible for my deceased parents’ debt?

Short answer:

No, unless you were in joint debt. 

In other words, if your parents had $20,000 of credit card debt and your name was also on that account, then yes, you would have to continue paying that debt. 

Creditors can also go after your parents’ estate via probate. 😬

Consult with an experienced attorney if you are in that situation!

William Wombacher, your Central Illinois Certified Elder Law Attorney (CELA) and Social Security Disability Specialist. I’ll help you!
Call me at 309-674-8125, visit at

Serving Peoria, East Peoria, Peoria Heights, Pekin, Dunlap, Chillicothe, Morton, Washington, Metamora, Canton, Galesburg, Lacon, Henry, Bloomington, Normal and surrounding cities and counties of Peoria, Tazewell, Woodford, Fulton and Knox Counties in Central Illinois.



#Debt  #Probate  #Assets  #EstatePlanning


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The Law Office of William C. Wombacher

Local: 309-674-8125
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Commerce Bank Building
416 Main Street Suite 700
Peoria, IL 61602
NELF | National Elder Law Foundation
CAP | Council of Advanced Practitioners | NAELA | National Academy of Elder Law Attorneys, Inc.
Illinois State Bar Association